Assent Platinum Mastercard Secured Review

Create a solid credit history, discover your credit potential with ease, and feel safe about your purchasing power.

Because it offers a simple and convenient way to build or improve credit, the Assent Platinum Mastercard Secured is a fantastic option for anyone who wants to take control of their financial future. With this credit card, you can benefit from the features of a secured credit card and feel assured knowing that your credit journey is supported by a reputable financial institution.

The program has unique features that can help you stick to your credit-building goals in addition to flexibility and convenience of usage. Whether you’re attempting to restore your credit or are just starting out, this card is designed to support you at every step without the stress that comes with utilizing more traditional credit-building methods.

A Secure Path to Financial Self-Sufficiency

• Rebuild Your Credit Safely: This card helps consumers gradually rebuild or create credit by reporting to the major credit agencies. With careful utilization, your credit score will progressively increase, giving you greater potential financial opportunities.
• No Credit History Needed: Unlike many other cards, this one does not require a long credit history. For those who are just starting out with credit or who have previously struggled with credit, it’s ideal. Due to its accessibility, the Assent Platinum Mastercard Secured is a logical choice for many.
• Modest Annual Fee: Unlike many secured cards that have large annual fees, this card has a relatively modest maintenance cost. Its affordability allows you to focus on using the card to build credit instead of worrying about racking up more fees.
• Flexible Credit Limit: Since your credit limit is established by your security deposit, you have complete control over how much you want to charge to the card. Regardless of the size of your initial payment, this flexibility ensures that the card will adapt to your financial situation.
• International Acceptance: Mastercard is accepted in millions of locations across the globe. Whether you’re shopping at home or on the go, you can feel safe knowing that your card will be accepted practically anywhere.

More benefits from Assent Platinum

• Online Account Access: You can easily manage your card and monitor the growth of your credit with online access. With the ability to view transactions, make payments, and track the development of your credit from any device, you have complete control.
• No Interest if Paid in Full: One of the best features of a secured card is that it allows you to build credit without taking on debt. It’s an inexpensive tool for financial improvement because there won’t be any interest if you pay off your balance in full each month.
• No Minimum Credit Score: Even if your credit score is below optimal or nonexistent, you may still be able to apply for this card. Its purpose is to help people who have to start again or from the beginning without being limited by the requirement of having a high credit score.
• Security with Every Purchase: Your deposit provides the lender with peace of mind and allows you to demonstrate that you use credit responsibly by acting as collateral. The security mechanism protects you as you build credit.

Qualifications

• Have You Never Used Credit Before? No Problem: This card is perfect for people who don’t have a credit history. It offers a means of establishing credit without being constrained by stringent credit score requirements.
• Do You Have Bad Credit? We are still taking applications. This card is intended to assist people in rebuilding their credit, regardless of their current credit score.
• Age Requirement: 18 or older As is the case with other credit cards. So, applicants for the Assent Platinum Mastercard Secured must be at least eighteen years old.
• U.S. Citizenship: To be eligible, applicants must be U.S. citizens and possess a valid Social Security number or Taxpayer Identification Number.
• Offer a Security Deposit: A refundable security deposit is required to safeguard the card. The amount of the deposit determines your initial credit limit.
• Required Steady Income: When applying, you must show that you are employed or have a reliable source of income in order to guarantee that you can pay your bills on time each month.

How to Apply for the Platinum Secured Assent Mastercard

• Gather Your Documents: Before starting the application, collect personal data such as your Social Security number. So, your proof of income, and a government-issued identification document.
• Visit the webpage for the application: Go to the official website and select the secured credit card section. Then, start the online application procedure.
• Fill out the application: Complete the application by entering your personal and financial information. Verify that all the data is accurate to avoid delays in processing.
• Decide on the Deposit Amount: Decide how much you wish to deposit. Remember that the amount of your deposit will be the same as your credit limit.
• Submit Your Application: After the examination of your information, submit the application. You will receive a confirmation, and your card will be mailed if you are accepted.
• Get your card activated and start using it: After you receive the card, activate it by following the instructions. You can then start using the card to build credit.

Frequently Asked Questions about Assent Platinum Card

Is there a minimum credit score required to apply?

No, you can get this secured card without having a minimum credit score.

Can my credit limit be increased?

Yes, you can increase your limit by making a greater security deposit payment.

Does the security deposit get reimbursed?

Yes, you will receive a full refund of your deposit if you end the account while it is in good standing.